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Saginaw Michigan ZIP Codes

Saginaw holds 11 ZIP codes, spread across 2 counties.

Every ZIP code in Saginaw

The complete list of Saginaw, Michigan ZIP codes with the county each falls in.
ZIP codeCounty
48601Saginaw County
48602Saginaw County
48603Saginaw County
48604Saginaw County
48605Saginaw County
48606Saginaw County
48607Saginaw County
48608Saginaw County
48609Saginaw County
48638Gladwin County
48663Saginaw County

We do not publish a delivery type (standard, PO box, unique) or a neighbourhood for each ZIP. USPS delivery-type products are licensed, and no clean-rights source maps ZIP codes to neighbourhoods — so the Saginaw codes above are listed without a column we would have to invent.

Scope every ZIP code recorded for Saginaw. Source GeoNames US postal codes (2026-07 postal dump) and Census 2024 county Gazetteer (2024 Gazetteer). Updated . ZIP codes are delivery-route groupings, not areas; the boundaries implied by any ZIP map are approximations.

How these codes cluster

Every Saginaw ZIP code begins 486. Those first three digits identify the sectional center facility that processes mail for this part of Michigan. Statewide that range covers 60 ZIP codes, so Saginaw accounts for 18% of it.

Every Michigan ZIP prefix and the region it covers →

Area codes covering Saginaw

ZIP codes and area codes are separate systems — one routes mail, the other routes calls — and they do not share boundaries. The code below serves the same ground Saginaw occupies.

Saginaw Michigan area codes in full →

Where Saginaw's ZIP codes sit

Each point is one Saginaw ZIP code, plotted from its record coordinates. The outline is the convex envelope of those points — a footprint, not a boundary.
  • Reference points and footprint
  • Not an official NANPA boundary
  • Not a USPS delivery area

Cities near Saginaw

The closest places to Saginaw with their own ZIP code list, nearest first.
CityDistanceZIP codes
Bay City Michigan ZIP codes12 mi3 ZIP codes
Frankenmuth Michigan ZIP codes12 mi2 ZIP codes
Reese Michigan ZIP codes13 mi1 ZIP code
Auburn Michigan ZIP codes14 mi1 ZIP code
Birch Run Michigan ZIP codes14 mi1 ZIP code
Essexville Michigan ZIP codes14 mi1 ZIP code
Montrose Michigan ZIP codes17 mi1 ZIP code
Chesaning Michigan ZIP codes18 mi1 ZIP code

Straight-line distance between place reference points, not driving distance.