Panama City Beach Florida ZIP Codes

Panama City Beach holds 2 ZIP codes, all inside one county and one postal prefix.

We do not publish a delivery type (standard, PO box, unique) or a neighbourhood for each ZIP. USPS delivery-type products are licensed, and no clean-rights source maps ZIP codes to neighbourhoods — so the Panama City Beach codes above are listed without a column we would have to invent.

Scope every ZIP code recorded for Panama City Beach. Source GeoNames US postal codes (2026-07 postal dump) and Census 2024 county Gazetteer (2024 Gazetteer). Updated 15 July 2026. ZIP codes are delivery-route groupings, not areas; the boundaries implied by any ZIP map are approximations.

Every Panama City Beach ZIP code begins 324. Those first three digits identify the sectional center facility that processes mail for this part of Florida. Statewide that range covers 53 ZIP codes, so Panama City Beach accounts for 4% of it.

Every Florida ZIP prefix and the region it covers →

ZIP codes and area codes are separate systems — one routes mail, the other routes calls — and they do not share boundaries. The codes below serve the same ground Panama City Beach occupies.

• 448 Area code 448
• 850 Area code 850

Panama City Beach Florida area codes in full →

Straight-line distance between place reference points, not driving distance.