ZIP Code 32403

32403 is one of Florida's ZIP codes, delivering to addresses in Panama City, Bay County.

City: Panama City
County: Bay County
State: Florida
Prefix: 324xx

Where this code sits

32403 is part of the 324xx range, the group of codes handled by one mail processing centre. Panama City is served by 11 ZIP codes in total; the full list, with the county each falls in, is on the Panama City page.

Panama City Florida ZIP codes →

Area codes over the same ground

Postal and telephone geography are drawn separately, so these codes cover the area 32403 delivers to without sharing its boundary.

ZIP codes nearest 32403

The ZIP codes whose reference points sit closest to 32403.
ZIP code	Distance	Delivers to
ZIP code 32404	7.4 mi	Panama City, FL
ZIP code 32401	8.3 mi	Panama City, FL
ZIP code 32417	8.6 mi	Panama City, FL
ZIP code 32408	11 mi	Panama City, FL
ZIP code 32405	11 mi	Panama City, FL
ZIP code 32410	13 mi	Mexico Beach, FL
ZIP code 32444	13 mi	Lynn Haven, FL
ZIP code 32402	14 mi	Panama City, FL

Straight-line distance between place reference points, not driving distance. Where a place has no Census Gazetteer point, its postal centroid is used instead.

Each point is the reference point for 32403, plotted from its record coordinates.

Reference points and footprint
Not an official NANPA boundary
Not a USPS delivery area

Scope ZIP code 32403. Source GeoNames US postal codes (2026-07 postal dump) and Census 2024 county Gazetteer (2024 Gazetteer). Updated 15 July 2026. A ZIP code is a set of delivery routes, not an area; the point shown is a record coordinate, not a centre.