ZIP Code 12164

12164 is one of New York's ZIP codes, delivering to addresses in Speculator, Hamilton County.

City: Speculator
County: Hamilton County
State: New York
Prefix: 121xx

Where this code sits

12164 is part of the 121xx range, the group of codes handled by one mail processing centre. It is the only ZIP code delivering to Speculator.

Speculator New York ZIP codes →

Area codes over the same ground

Postal and telephone geography are drawn separately, so these codes cover the area 12164 delivers to without sharing its boundary.

ZIP codes nearest 12164

The ZIP codes whose reference points sit closest to 12164.
ZIP code	Distance	Delivers to
ZIP code 12190	8.1 mi	Wells, NY
ZIP code 12139	8.9 mi	Piseco, NY
ZIP code 12108	12 mi	Lake Pleasant, NY
ZIP code 12864	16 mi	Sabael, NY
ZIP code 12134	18 mi	Northville, NY
ZIP code 12842	18 mi	Indian Lake, NY
ZIP code 12811	19 mi	Bakers Mills, NY
ZIP code 13353	20 mi	Hoffmeister, NY

Straight-line distance between place reference points, not driving distance. Where a place has no Census Gazetteer point, its postal centroid is used instead.

Each point is the reference point for 12164, plotted from its record coordinates.

Reference points and footprint
Not an official NANPA boundary
Not a USPS delivery area

Scope ZIP code 12164. Source GeoNames US postal codes (2026-07 postal dump) and Census 2024 county Gazetteer (2024 Gazetteer). Updated 15 July 2026. A ZIP code is a set of delivery routes, not an area; the point shown is a record coordinate, not a centre.