Bay City Michigan Area Code

One area code covers Bay City: 989.

The code covering Bay City

Area codes covering Bay City, Michigan, with what each one primarily serves.
Area codePrimarily servesIn service
989Saginaw2001

Scope the codes matched to Bay City. Source geoinfo-dataset (full_dataset) ZIP→NPA (2018 snapshot) and LocalCallingGuide NPA list (2026-07 NPA list). Updated . Overlay relationships come from the numbering-plan authority; the place match is computed.

Which part of town has which code

Bay City has a single code, so there is nothing to divide — every local line carries 989.

ZIP codes for the same city

Postal geography is organised separately from telephone geography, so Bay City’s 3 ZIP codes do not map onto the codes above. They are listed in full, with the county each falls in, on the postal side of the site.

Bay City Michigan ZIP codes →

Nearby places with different codes

These are the closest places to Bay City whose area codes are not the same set. If you are near one of them, a local number may carry a code that is not on the list above.

The nearest places to Bay City covered by a different set of area codes.
CityDistanceTheir area codes
Montrose Michigan area codes29 mi810, 989
Clio Michigan area codes30 mi810
New Lothrop Michigan area codes33 mi810, 989
Otter Lake Michigan area codes34 mi810, 989
Mount Morris Michigan area codes34 mi810
Otisville Michigan area codes35 mi810
Flushing Michigan area codes37 mi810
Columbiaville Michigan area codes39 mi810

Straight-line distance between place reference points, not driving distance.